It seems to me that the employer will fund it either way. Maybe I’m misremembering stories of pensions being mismanaged and lost. I think the most important thing is that the employer actually does something to fund a retirement, in my way of thinking the 401k approach puts me in control of the money so I don’t rely on someone else to not fail.

Whether it’s promised bonuses, stocks, or retirement funds, my motto is always “show me the money”, and I’ll believe it when it’s in my hands.

  • Brkdncr@lemmy.world
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    2 months ago

    30 and out. Work for a single company for 30 years and you can retire by 50 with full pension. Doesn’t exist anymore, but it used too.

    • some_guy@lemmy.sdf.org
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      2 months ago

      Wow. All my life, 65 has been retirement age. I didn’t know that it had been even earlier. I expect to work until death.

      • AwkwardLookMonkeyPuppet@lemmy.world
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        2 months ago

        Military and government can retire after 20 years. So if you’re 18 when you start college, 22 when you finish, and you get a commission as an officer, you can easily hit Major by retirement age at 42, and receive like $6000-$7000 per month, plus benefits, for the rest of your life.