Except My Cousin Vinnie

Some of his advice (mainly the first “baby steps” of paying off debts and getting some money saved) is reasonable enough. Snowball method of paying off debt may not be the most mathematically advantageous, but it does give psychological quick wins to those who may need it most. Paying off high-interest loans first doesn’t mean much if you get frustrated and give up. Setting a budget is also important.

Once you get past that his advice is pretty awful though. Yes, I use credit cards but I pay it off. Yes, I have a car loan but its interest rate is so low I pay a rounding error’s worth of interest through the life of the loan. No, I’m not paying my mortgage off on a 15-year schedule because its interest rate is plenty low as well and I’ve got better things to do with my paycheck.

Machine learning has some pretty cool potential in certain areas, especially in the medical field. Unfortunately the predominant use of it now is slop produced by copyright laundering shoved down our throats by every techbro hoping they’ll be the next big thing.

That’s cool, and I’d love to see it. “wage” means hourly payment for time worked. Anything else is a benefit or whatever - but not wage. Wage theft is not getting paid wages due.

Vacation time is not the same as hourly wage.

I don’t think we really disagree here. You’re focusing on what people are. I’m focusing on how they see themselves. They’re not necessarily the same things.

Doesn’t mean you don’t call yourself middle class, because at least you’re not homeless. At the very least, “lower-middle class”

20-something years ago PBS had an excellent documentary called “People Like Us: Social Class in America” to show, well, social class in America. If you can find it, or at least clips of it, I’d recommend it. There was one cutscene with a bunch of people being asked which class they see themselves as, and pretty much everyone felt they were “middle class” - but you could tell by the way they presented themselves (clothes, jewelry, etc) that they were all over the place.

Pretty much everyone calls themselves middle class. Outside of the extremes one would expect, there will always be richer and poorer people among you, meaning you’re in the “middle” - whether you’re struggling to make rent or debating whether or not to go to the vacation home this weekend.

Use it or lose it is very common, even in (US) government employment.

For what it’s worth, I picked up Radio Australia on shortwave from Denver on a recently-restored tube radio (albeit a higher-end one). It was surprisingly clear too!

And here we are, not on TikTok or Instagram, and still seeing it

Yeah, that Franch dipping sauce in Breaking Bad was crazy!

I’m not an avid reader, but I’m a huge fan of a book called Over the Edge of the World by Lawrence Bergreen. That detailed Magellan’s voyage around the world. A few takeaways:

• Spices really were the thing everyone in Europe wanted. If a sailor managed to smuggle a backpack full of cloves, it would be enough to buy a modest house. Only one of 5 ships made it back, but it was filled with top quality cloves and that was enough that the trip was STILL a financial gain.

• Nobody really knew where the spices came from. India was a nebulous semi-mythical place, and some believed there were a few "India"s

• Magellan, while Portuguese by birth, basically moved to Spain when Portugal wouldn’t pay for him to try to find the spice Islands

• The treaty of Tordesillas roughly divided the new world between Spain and Portugal. The land east of whatever meridian was Portugal’s, and west was Spain’s. But there were still issues, like longitude not really being measurable at the time and no clear idea who had claim 180° past that meridian. But it would have been to Spain’s benefit to find the spice islands past that meridian

Bonus fact: the first human to sail around the world was Magellan’s slave, Enrique (last name escapes me). He was brought from Indonesia(?) to Europe, then set sail on this round-the world journey, eventually going near his native homeland. Magellan had it in his will that Enrique be freed upon his death, but when he was killed on that voyage (basically by his own who) nobody was aware of that.

Yeah? That’s where I’d start. Maybe they were at a bank that’s not their own?

I live near Aurora. One of those city councilperson’s background is in owning a restaurant of all things. Totes an expert in international gang activity.

Depending on what exactly they’re doing, that could be practicing without a license

Lisa Murkowski (R-AK) won the general in a write-in campaign after an unexpected primary loss. But I guess I’m not sure if they have an open primary in Alaska, nor if that would really be the critical qualifier.

Hard bread with hard ingredients (like meat chunks or salami), soft bread with soft ingredients (like egg salad). I’d call a burger medium soft, and ciabatta is too hard for that

It seems like it to you and me. At a trial, we’d hear their side of the story. Maybe there’s some explanation that could make it somewhat reasonable, and you would have a hard time convincing a jury beyond a reasonable doubt.

If I remember correctly, students had to pay extra to take their laptops home, I believe an insurance fee of some kind. The student whose family filed a lawsuit did not pay that. The laptop was supposed to be at school, but was not. In that case, there may have been reasonable doubt that the school was trying to track down its missing property that should not be outside of school grounds.

It’s not intent to break the law, it’s intent to do what you did. If I walk out of a store with a can of tuna I didn’t pay for, that’s shoplifting, right? Well, not necessarily.

If I walk into a store, pick it up off the shelf, hide it in my jacket, and dart for the exit, probably.

If my toddler slipped it into my jacket pocket, and I didn’t notice, probably not.

If I put it in my jacket pocket because my toddler started to run away, I forgot about it, and paid for a cart of groceries… Maybe? But unlikely to convince a jury beyond a reasonable doubt that it wasn’t an accident.