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Joined 1 year ago
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Cake day: July 2nd, 2023

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  • Dell Optiplex… You can buy them used all over still. Find one with a decent processor and upgrade everything else. The fans are easy to find and replace. I’ve got a Linux based MCPC that’s about a decade old that’s still going strong. I’ve got one for my kids with Linux on it. I’ve bought several for elderly relatives and upgraded the ram and drive to ssd. They really just seem to go forever.




  • Snapchat gave the info to police. From BBC:

    On its website, in a section titled “How We Work with Law Enforcement Authorities”, Snapchat says one of its goals is to “maintain a safe and fun environment where Snapchatters are free to express themselves and stay in touch with their real friends”.

    It adds: "We also work to proactively escalate to law enforcement any content appearing to involve imminent threats to life, such as school shooting threats, bomb threats and missing persons cases, and respond to law enforcement’s emergency requests for disclosure of data when law enforcement is handling a case involving an imminent threat to life.







  • The stock market should not exist. Investing in companies is fine, but we shouldn’t be able to buy our sell investment shares like a commodity.

    All subsidies should not exist. They only alter the supply/demand in unnecessary and damaging ways. This must come with ending commodities trading like stock market investing.




  • The specific rule you point out is stupid but easy to hack. Your score didn’t go down because they lost the interest you’d have paid. When you pay off a secured debt, the loaned amount is deducted from your total credit potential, which increases your utilized credit percentage. The hack is to open a line of credit against the secured asset before it’s paid off or another line of unsecured credit. Your credit utilization will drop, thus increasing your score.

    My score is over 800 and has been for over a decade. I have like 12 credit cards but only use 2 and pay them off every month… Costco for the store and gas and a high cash back card for everything else. The others I keep open with 1 small purchase each year. Every store wants you to have one, so they’re easy to get. I have added and paid off multiple small to medium (10-60k) secured loans over the years and my score only fluctuates a little for a few weeks then goes back because my total credit with the dozen credit cards is so large.