I thought 35%ish in the US was bad. 56% in Russia is one of the more shocking stats I’ve seen about their inequality.

Assuming legally married or sufficient confidence to not have a break-up be a risk factor here. Gotta say that part.

To me, 4.5% and 5% (taxed) is not sufficiently different to be worth the mind space. If the world was perfect, you should do the CD thing. In real life, there could be a glitch or a mistake of timing that causes an issue with payment of a loan or an auto draft or something, you have to think about it and make sure it’s still paying and your CD is re-upping at a high enough interest rate etc. Not worth it in the slightest to me.

You have control by default. If you hire a financial advisor to manage your funds, you’re giving them control but you can tell them not to sell ever and they will do what you say.

I usually wait until Feb to be sure I got all my forms but I wouldn’t think now is that early.

You know I’ve seen every other mainline Star Wars and several of the one-offs and TV shows but I never got around to this one and I haven’t really felt like I missed out.

I watched with my SO and googled it right after we finished it to see when Season 2 was coming, thinking it would be a joke “haha only 2 years to wait for the next season” and it had already been cancelled. Rough.

RIP ‘Night Sky’ with JK Simmons. What could have been.

I just realized recently that I’m back up within 20lbs of where I was in the “oh my God things have to change” weight.