This should be far more secure and privacy friendly than a Sim card of a cellular connection. Why isn’t this done more often? What are the Pros and Cons. I bet the price is similar as well.

  • delirious_owl@discuss.online
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    2 months ago

    Oh, right, their closed source app. Thats allowed. So it requires a phone.

    So the OTP is still transmitted to satisfy the requirements of PSD2. But TOTP (a more secute system that doesn’t transmit the OTP at all) is not allowed.