It’s not always true that you can’t get a better interest rate for savings than a cost in interest. It is true that the money you could make in those scenarios is extremely small or at absurd levels of risk.
Investing in the stock market instead of paying a loan is stupidly risky. There’s a few loans that are possible where you could get a rate lower than some savings accounts, but you will only net 1-2% on your money in that scenario.
It’s not always true that you can’t get a better interest rate for savings than a cost in interest. It is true that the money you could make in those scenarios is extremely small or at absurd levels of risk.
Well, you could invest in a stock that goes “to the moon” as they say… But that’s capital gains gambling, as far as I’m concerned.
Most interest/dividend payments will be far below what you’ll pay in interest on a loan, with few exceptions.
Investing in the stock market instead of paying a loan is stupidly risky. There’s a few loans that are possible where you could get a rate lower than some savings accounts, but you will only net 1-2% on your money in that scenario.