My retirement fund that I just started was worth $15k in December of 2021. Then, May of 2022, our area was hit really hard. My retirement plan went down to $7k. Today, it’s worth $11k. I lost $4k on my retirement plan. It’s invested in total market funds, some tech, some big cap companies, and healthcare. But every sector has been ravaged by the stock market changes.
3 years is absolutely nothing in stock market terms. Check in a decade.
Also you should really just invest in a super broad index fund instead of your specific tech and healthcare and stuff.
If you had only invested in a broad stock wide index fund, your 15k would be 17k right now. A total market index fund minimises risk nicely.